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New Home in Hephzibah, GA

About 2055 Prospect Street (75)

Price Improvement! Move-In Ready! The Balsa features an open, well-organized layout designed to support everyday living. From the front porch, the foyer leads past a conveniently placed powder room and into the main living space, where the kitchen, dining area, and family room connect seamlessly. The kitchen is centered around an island with corner pantry storage and clear sightlines into the living area, while the rear patio provides an easy outdoor extension just off the dining space. 

This floor plan offers 1,720 square feet, 3 bedrooms, and 2.5 bathrooms. Upstairs, the owner’s suite is located at the rear of the home and includes a spacious walk-in closet and private bathroom with a double vanity and additional storage. Two additional bedrooms are thoughtfully placed at the front of the home and share a full bathroom nearby. The upstairs laundry room keeps daily routines convenient and close at hand.

The Balsa also includes an attached one-car garage, rounding out a floor plan designed with comfort and functionality in mind. 

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2055 Prospect Street (75), Hephzibah, GA 30815

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2055 Prospect Street (75), Hephzibah, GA

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*THIS IS NOT AN OFFER TO LEND. McGuinn Homes is not a mortgage lender and does not provide financing. Any payment estimates or related information shown are for general informational and educational purposes only and are based on sample assumptions. These estimates should not be relied upon to determine actual loan terms, rates, or costs for any mortgage. Estimated monthly payments may not include all expenses associated with homeownership, such as closing costs, mortgage insurance, homeowners insurance, property taxes, or homeowners’ association fees. Actual amounts will vary. Interest rates used in this calculator are based on recent market data and are subject to change without notice. They may not reflect current or available rates for your specific situation. For accurate loan options, rates, and a complete estimate of costs and fees, please consult a licensed mortgage lender of your choosing. This calculator and all related information are provided “as is” without any guarantees or warranties, express or implied, and should not be considered financial, legal, or tax advice. McGuinn Homes assumes no responsibility for errors, omissions, or changes in market conditions and has no obligation to update this information.

Contact your builder sales manager for a list of eligible homes. Contracts written on or after 10/07/2026. Loan must close before 02/12/2027. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of FHA 96.5% LTV (3.5% Down Payment) 2-1 Buydown Loan Program with $250,000.00 sales price, $245,472.00 loan amount, $8,750 cash down payment 30-year fixed-rate loan with 0 points - $1,503.00 monthly payments. First-year monthly payment $1,211.00 with an interest rate of 3.49%, 6.372% APR. Second Year monthly payment $1,353.00 with an interest rate of 4.49%, 6.372% APR. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Example includes $1,595 origination fee. 6.372% APR and 5.49% interest rate for years 3-30 of the loan as of 10/07/2026 and a credit score of 780. Rates, fees, other charges and terms are subject to change. Available loan programs and terms will vary by state. Product requires a seller contribution of $6,522.00 to pay for the cost of the 2/1 Buydown.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. Equal Housing Opportunity. 07/2025