How You Can Afford a New Home

Categories: Buying a New Home | Posted: October 25, 2017

Purchasing your first home is a huge financial decision. Thankfully, there are plenty of options for financing your dream home!

From pre-qualification to available options, we’ve put together your go-to guide for financing with McGuinn – and even highlighted some of our own great buying opportunities.

First Things First: Financing

McGuinn proudly partners with home mortgage experts in order to bring you the best deals and savings on your new home.

Before diving in, the first step is to become pre-qualified. So what does that mean? Essentially, becoming pre-qualified for a home mortgage gives you an idea of how much you can borrow. It’s an estimate that your builder and lender can use to help set your budget for your new home.

By taking care of this step first, it lets your lender research the best loan programs that you can qualify for – as well as the interest rate. Your pre-qualification is based on a few factors, including:

  • Credit score
  • Income
  • Any debts
  • Employment history

Once you’re pre-qualified and have your estimate, our financing specialist provides you multiple loan products to choose from and runs through the details of each choice. After that, you’ll have your loan interview with your new Mortgage Consultant.

McGuinn partners with Ameris Bank. You can explore the full list of different types of mortgages offered by Ameris by clicking here, but here’s a quick rundown:

  • Fixed-rate mortgage – Good for families who plan to live in their house for a long time and like the stability of monthly payments.
  • Adjustable rate mortgage – Good if you think you’ll only be in the home for a short period of time and expect your income to grow.
  • FHA loan – If you have less cash available upfront, this may be an option to consider.
  • VA loan – Available for eligible service members, this loan type offers special benefits for our veterans.
  • USDA loan – If you expect to buy a home in a rural area, this could be the choice for you.
  • First-time homebuyer loan – For those buying their first home, Ameris provides special offers and benefits.

Affordable Community Options from McGuinn

Home exteriorOnce you’re pre-qualified and have settled on your financing, it’s time to pick out the home and location you want!

We offer a variety of amazing communities, as well as an option to build on your own lot if you have a piece of land you’re eyeing. If you’re still looking for land, though, be sure to check out some of the communities we have that are quickly selling out. You don’t want to miss out on these prime locations.

With only seven spots remaining, Glen Eagle is a limited opportunity that’s selling out fast! Served by award-winning Lexington 1 White Knoll schools, this community is only seven minutes from Lexington and offers the market’s lowest prices.

Meanwhile, Phase 1 is close to selling out in Burnside Farms. Located in Columbia, Burnside Farms offers a charming environment combined with a great in-town location. The on-the-go homeowner will appreciate the close proximity to Shaw Air Force Base, USC School of Medicine, and I-77, along with plenty of shopping and entertainment options.

And even though Pleasant Springs is close to selling out, there’s still plenty of move-in ready options to choose from. Give us a call at (803) 917-5583 to schedule a time to tour this gorgeous community in the award-winning Lexington 1 school district, including Pleasant Hill and Lexington High schools.

Additional Options

Home interiorOf course, we also have spectacular deals on our available homes as well – and some new homes that are coming soon.

In Panorama Point, the Cleveland on Lake Murray is priced to sell at $849,900! This Lexington home will not last long, so don’t wait on this unique opportunity to be directly on the lake with boat dock access.

And if you’re a buyer looking for a single-story home in an all-brick community, keep checking back for more updates! We’re opening new homes soon in Lake Carolina at Centennial. We’ll share more updates as they come in, but for now click here to learn more about this up-and-coming location.

Have Questions?

As always, if you have any questions or want to learn more about these opportunities, don’t hesitate to contact us!

Build Anywhere!

Categories: Buying a New Home, Home Buying | Posted: October 18, 2017


Ever wonder what the pros and cons are between building on your lot or building in a community? Here, we’ve covered the top reasons to build on your lot – as well as how to navigate the process.

Why On Your Lot?

We proudly offer an On Your Lot program here at McGuinn, but we also build in great communities around West Columbia. So why do we believe offering an on your lot option is important?

  • It removes limits. When you choose your own lot, you aren’t limited to just what we have available or in the communities we’ve chosen. Been dreaming of a piece of land for years? Buy it! Then let us build your dream home right where you want it. Have your home, your way.
  • It can save you money. By choosing your own lot, you’re also able to pick the perfect price since you’ll be bringing your lot to us. We’ll also customize your price based on the lot – different pieces of land have different build requirements, which will be taken into consideration.
  • It gives you options. We like to think of ourselves as your dream home builder – not just an on your lot builder. We’ll help find the perfect home for your lot, instead of limiting you to choices only available in specific communities.

We believe in providing you, the homeowner, with the right mix of quality and style at an amazing price point. Whether you build in a community or on your own land, you’ll receive an interactive building experience and a dream home you can’t wait to show off.

What Do I Get With an On Your Lot Home?

The answer is simple – you get all the amazing features included in a McGuinn home built in a community! Here are just a few of the items you can expect from one of our homes:

  • It’s designed with the environment in mind, including all the energy efficient features you need and leaving out ones that add no benefit to you
  • Significant savings on utility costs
  • Unparalleled customer service
  • Superior selections in our Design Center
  • Innovative home designs to choose from
  • Competitive pricing
  • And more!

What’s the Process?

Involve us in your journey as early as possible! We want to be there for you every step of the way to guide you to your new home. If you’ve just purchased a lot, or if you’re only beginning to consider purchasing one, set up a consultation meeting to talk through your questions with us.

In that meeting, we’ll get your questions answered as well as get a better idea on how we’ll make your dream home come to life. Once you have your home site, we’ll physically visit the site to assess it and figure out the best building options. That way, we’ll be able to walk you through choosing the best floorplan design and get you a price estimate.

After we’ve gotten all the needed information and provided an estimate, we’ll start getting things finalized. By this point, we’ll have the final price of your home settled. You’ll also have the final plan for your home and have made all your selections in our Design Center. We’re getting ready to sign the contract! We’ll also start discussing financing at this point – keep your eyes out for an upcoming blog post with even more details on that part of the process.

But wait – did you think of something else needing to be tweaked in your plan? No problem! Our Pre-Construction Meeting gives us the opportunity to make plan revisions before we obtain building permits. Once we have this meeting, we’ll “build your home on paper” to eliminate any errors. It’s an extra step, but we go above and beyond to make sure you get a better home and a better home buying experience.

And then we start building! Here are just a few key highlights from the building process:

  • Foundation and framing go in and your new home begins to take shape.
  • System rough-ins are set before drywall goes in – this includes things like plumbing, the heating and cooling systems, wiring, and more.
  • Your personal style begins to come to life as we paint the inside, add trims, and add the exterior finish to your home.
  • We all know the difference is in the details, and here’s where they come out to play. Remember all those items you chose in the Design Center? Here’s where we begin installing them! Everything from cabinets to door hardware goes in at this point.
  • Let there be light! With everything in place, we turn it all on. This includes your heating and cooling, lights, gas, and more.

Once the home is built, we don’t stop there. Each McGuinn home goes through a grueling inspection process to make sure it meets our extremely high standards and delivers our Gold Seal Promise:

  • A Quality inspection by a McGinn inspector
  • A Quality inspection by you, the homeowner
  • Complete verification the home is ready

Once we’ve given your new home the seal approval, we’re ready to close on the home. And just like that, you’ve built a home on your own lot with McGuinn Hybrid Homes!

Learn More

Have more questions, or are you ready to start your own On Your Lot journey? Contact us today! You can also download our brochure by clicking here.

Choosing the Right Plan for You

Categories: Buying a New Home, Home Buying | Posted: October 11, 2017

McGuinn Floor Plan

How to Navigate Choosing Your Floor Plan

Building a new home is a huge decision, and it doesn’t just end when you find a builder or sign the contract.

Thankfully, we not only offer plenty of options, but we also help you select the perfect plan for you and your family.

Consider Your Family’s Needs

Arguably the most important reason you’re buying a new home, the wants and needs of your family play a huge role in the kind of home you build. If you have a large family, multiple bathrooms and a spacious living room will be key! Or, if one of you is a budding chef, a gourmet kitchen with beautiful countertops will likely top your must-have list.

Before searching through available home plans, sit down with your family to decide what your ideal home looks like. Not all items will make the cut, but it gives you a better idea of what to look for when scrolling through photos and descriptions!

If there are items you absolutely cannot do without, star them and put them and the very top of your list. That way, you can let your sales representative know. They can make sure the home you choose incorporates these high-priority items.

Confirm Availability and Locations

Many builders limit their plans to certain locations – and of course, prices can vary depending on the city or county you choose to build in.

Quite a few factors play into why a home might be more expensive in one area. For example, the lot itself may cost more, or region-specific regulations could affect how the home is built.

Before you decide on a plan, be sure to ask your builder where the plan can be built! That way, you won’t fall in love with a plan only to find out it won’t quite work with your lot.

At McGuinn, most of our home plans are available on most lots. If you ever have questions, though, just give us a call. We consider the size of the lot and your desired home design in order to get you an amazing price.

Know Your Options

Here, we offer opportunities to customize and personalize your floor plans as needed – letting you design your home and truly make your home, your way. This isn’t the case with all builders, though. Be sure to ask any builder you’re considering about their options for personalization and customization – as well as how much it costs.

With our various level options, you’ll be sure to find the right option for you:

  • Level 1: The Best Value Home, choose a “Your Home, Your Way” plan and choose from a wide selection of available options to personalize.
  • Level 2: One step up, the Value Custom Homes let you personalize any of our stock plans.

Explore Available Floor Plans

Millstreet Floorplan

Now comes the fun part! Most builders have an online gallery of their available floor plans, and our site is no different. Be sure to click through our plans to find one that strikes your fancy.

Below, we’ve curated a list of our team’s personal favorite plans.

Anderson – A two-story design, the Anderson offers three bedrooms and 2 ½ baths with over 1,300 square feet of space with a flexible room layout. The gourmet eat-in kitchen is perfect for prepping meals, while a breakfast bar seamlessly connects the kitchen with the dining room. Part of our Main Street Series, a covered front sitting porch and a back patio make this home perfect for those who enjoy relaxing outside at the end of the day.

Stonebridge Extended – One of our most innovative homes, this plan is stunning! An extension of our Stonebridge plan, the Stonebridge Extended adds four feet throughout the home. Perfectly designed for those looking for space and character, the dining greets you immediately upon entering, before you’re guided to the airy great room and kitchen. Upstairs you’ll find three bedrooms and a spacious owner’s suite.

Woodland – Not into stairs, or want an owner’s suite on the main floor? Then the Woodland could be the plan for you. The nine foot ceilings complement taller windows, while a gourmet breakfast bar and garden tub in the owner’s suite add luxury.

Prescott – If you’re looking for options, the Prescott plan is the perfect place to begin. Offering four or five bedrooms, 3 ½ baths, and a guest suite on the main floor, this home presents itself as the definition of luxury. A loft open to the main floor opens up the plan, while two bedrooms upstairs share a jack-and-jill style bathroom.

Of course, these are just a few of the plans offered at McGuinn! Scroll through the other plans we have available to see which one suits you.

Even if photos are not currently available on a builder’s website, always ask if they have any examples of the home they can show you! They may have a portfolio or recent photos they took of a completed home that the sales representative can walk through with you.

Make Use of the Selections Gallery

Often called a Design Studio or Design Center, the Selections Gallery provides you with all the options available to use in your new home.

No matter what your budget, McGuinn’s Selections Coordinator walks you through your available choices for both exterior and interior selections.

To make the most of your Selections appointment, keep the following in mind:

  • If you have a Pinterest page dedicated to your dream home, keep it handy! Your Selections Coordinator will look at your examples and provide you with advice.
  • If you have fabric samples, paint swatches, pillows, etc., bring them to your appointment. This helps your Coordinator to find the perfect features for your new home.
  • Keep your style and taste in mind – after all, this appointment is about you. Our team provides expert recommendations, but ultimately it’s your home.
Design Center

Need Help?

If you still need help navigating the building process, rest easy! Our team is here to help. Just reach out to us and our team will walk you through everything you need to know.

What’s the Deal with Buying New?

Categories: Buying a New Home, Energy Efficient, Hybrid Home | Posted: October 3, 2017


New Homes Vs. Resale

As a first time home buyer, it can be tempting to go straight for a resale home. After all, aren’t the prices usually cheaper? And doesn’t that mean it’s better?

The truth is, there’s a lot more that goes into a home than the price tag you see on Zillow – and there are a lot of benefits to buying new, especially for your first house.

No Hidden Surprises

While a resale home price may be initially less expensive than a new build, there are other factors that could drive that cost up over time – and make it the more expensive choice in the end.

Number one, you won’t always know the history of the home. A house may look good in your first walk-through, but you never know when you might discover the pipes are corroding. Meanwhile, a new home is built from the ground up so you know exactly what you’re getting.

Lower Utility Costs

Depending on when the resale home was built, it likely won’t have the best and most efficient appliances. A new construction home, on the other hand, will have been built with your utilities and the environment in mind.

On average, energy efficient or hybrid homes save homeowners over $100 each month in home maintenance costs. Considering that the typical family lives in their home for 7-8 years, that’s over $9,000 dollars that could go towards vacations, cars, or college!

Hybrid homes also keep your family healthier. With higher quality products, the indoor air in your home carries less dust, pollen, bugs, and humidity. Damaging sunlight stops at the enhanced windows, while durability increases with comprehensive water protection.

Each builder addresses energy efficiency and hybrid living differently – be sure to talk with your representative before signing and make sure you know the options and features available. To see the full scope of a McGuinn hybrid home, click here.

Choices, Choices, Choices

If you’re purchasing a resale home, you’re stuck with whatever decisions the previous buyer and builder made. And depending on what state the home is in, you may be looking at an extensive (and expensive) DIY process to get the home to where you want it.

With a new home, you choose the plan, the location, even the features included in your home! Your first home is truly built just for you. And with a custom home, you have even more flexibility. Depending on the builder, you can choose a pre-designed plan, customize a stock plan, or even bring your own plan and work with the team to design it from the ground up.

If the builder offers build on your lot options, your personalization opportunities just keep on growing. Now you don’t even have to limit yourself to a specific neighborhood – simply pick your own perfect lot, whether it’s one with plenty of acreage or a city lot with quick access to the hustle and bustle of the metro.

Newer Appliances Mean Less Maintenance

An older home also means older appliances. When buying resale, you’re at the mercy of the previous homeowner. If they haven’t kept up on their maintenance, you could be in for a long cleanup process or stuck with the bill of purchasing a whole new set.

A new home, on the other hand, ensures you have brand new appliances. Not only does this mean they’ll be cleaner (no old grime left in the microwave!), but you’ll also rest easy knowing they won’t quit on you out of nowhere.

Take Comfort in Warranties

Perhaps one of the biggest benefits of buying new as a first time home buyer, the new home warranty gives you much-needed peace of mind. Builder warranties often last for a year after the home is built, and cover items like the mechanical, electrical, and structural aspects of your new house.

Ask your builder about their warranty program and the customer service they provide, as each builder has their own process. At McGuinn, we provide you an individual new home warranty program that’s fully explained to you during your homeowner orientation meeting. By making sure you understand everything about your new home, we ensure your satisfaction and a happy home for you and your family.

Financing Options

We can’t talk about buying a new home vs. resale if we don’t address the cost issue. For first time home buyers, there are actually quite a few opportunities available to get you the best savings.

By connecting with a home mortgage expert, you can find the home loan that’s just right for you. A mortgage expert links you with savings you might not have known about before.

Many builders also offer a financing program or have a preferred lender they recommend. Ask your builder about their financing options, and make sure to get pre-qualified if you haven’t already!

At McGuinn, we go the extra mile and offer our first time home buyers the opportunity to attend a mortgage seminar. Completely free, this seminar covers different mortgage options, first time home buyer programs, and more.

If you’re unsure about the financing process, this is the perfect chance to find out more! Keep checking back for our next seminar, or please feel free to contact us.

The Takeaway

Buying your first home is one of the biggest financial decisions you can make, so be sure to consider all of your options. New homes can be surprisingly affordable, especially when you consider all the benefits that come with buying a new home vs. resale.

Keep in mind that the benefits to buying new also apply to available or quick move-in homes builders sell, not just their floor plans! Builders will often build inventory homes to sell, which include all the great benefits like energy efficiency, new appliances, and more. If this seems like a better fit for you, be sure to contact your builder and ask about available homes they have nearing completion.

And if you have any questions about the home building process or how to start looking, just give our team a call!

Why Does Location Matter?

Categories: Buying a New Home, Home Buying | Posted: September 26, 2017

Location Matters

The Importance of Location in Your New Home Search

You know the mantra: location, location, location. It can affect the quality of your schools, the resale value (and current cost) of your home, as well as your family’s overall satisfaction with your lifestyle.

Not sure how that all comes together? That’s why we’ve put together this comprehensive guide to choosing the right location and neighborhood for you.

Safety First

Let’s get right to the point: you probably want to live in a safe location. No one willingly relocates to an unsafe area, right? The less crime in an area, the better.

Not only that, but a safer area typically means you’ll have more neighbor-to-neighbor interaction. You’ll feel comfortable taking long walks in your area, and the trust you feel when leaving your home for the day will be higher. You won’t worry about letting your children play outside.

School Districts

A home is a long-term investment, so your kids are likely to go through quite a few (if not all) of the levels available in your area. With that said, you want to make sure they have a good school district. The reasons for that seem pretty obvious: you want your children to get a better education so they’ll be well-prepared for the future.

This doesn’t necessarily mean the district has to be rated number one – there are plenty of other items in play when choosing a district. Here’s some key factors to consider:

  • Standardized tests aren’t going to give you the full details. Many children don’t perform well on standardized tests, but are still plenty successful later in life.
  • Talk to the teachers. These are the people who will be educating your child – high rankings mean nothing if your child isn’t going to retain the knowledge.

But what if you don’t have kids, and never plan on having any? The school district still matters! Here’s a few quick reasons why:

  • The better ratings a school district has, the higher the prices of homes in that neighborhood. That means your home will have great resale value in the future.
  • They provide stability even when the market tumbles. A home in a good school district will still fetch a higher price than one that isn’t.
  • On the other hand, this also means that a home will be more expensive initially. This is usually a good investmentment in the long run but will take more planning when setting your budget.

All of this combines to affect your overall satisfaction with the home. If you don’t feel safe, you won’t enjoy being home – even if your kitchen island is perfectly on point. And if your kids aren’t happy at school, well, we’re sure they’ll make that known!

Live Near What You Love to Do

Schools and neighborhood safety aren’t the only things that affect the attractiveness of a location. You’ll also want to consider what sort of amenities the community offers, the entertainment and other options in the city nearby, as well as your ease of access to major transportation routes.

At this point, things are going to get pretty subjective. Some homebuyers might want a home with a lot of land, far from the nearest superstore, whereas other homebuyers want to be right in the middle of it all.

And if you’re working from home, access to a highway isn’t a big deal. If you have a commute, though, you’re going to want to get on the road quickly and easily in the morning. Access to a major transportation route could be just what you need.

Here are just a few things to keep in mind when looking at amenities and nearby entertainment options:

  • Pool access, playgrounds, and sporting fields can often be part of a planned community
  • Proximity to major roadways or public transportation – it can help shorten your commute, but can also mean more traffic in your immediate area
  • Hospitals, fire stations, and other emergency centers – good for if you have an emergency, but you’ll also constantly hear their sirens
  • Future development projects in the works – your dream location may be quiet now, but if a major hospital or office building is going up nearby, it could quickly become crowded

Putting it Together

You’ve probably noticed by now that much of this is subjective, and that’s going to happen with a lot of your choices at this point in the home research process. After all, you’re the one who is going to live in this home – not us.

We recommend creating a list of what you’re looking for in a location in order to get a visual representation of it all. Do you want to be close to bars? Or do you need to be in walking distance of great parks? Whatever it is you’re looking for, creating a list will help narrow that down.

Once you have that list, you can start looking up areas that fit your descriptions. If you want an area with great walkability, you’re likely going to look for a community or a location closer to downtown instead of a more rural location. And on the flip side, if you’re desiring an abundance of parks and recreation, a rural area might be your best bet.

Of course, you’re always welcome to bring those lists into a builder’s sales office and ask them to help narrow down your options. Builders will be knowledgeable about the areas they build in, and can help you find the best spot for you and your family.

Our Locations

At McGuinn, we take pride in building in beautiful, inviting neighborhoods as well as on your own lot.

In Lexington, for example, features a large variety of parks, museums, and other entertainment perfect for families and couples alike. Just under a thirty minute drive from Columbia, it offers access to the best the metro area has to offer.

Lexington is served by the Lexington 1 School District – which does have pretty solid rankings, but by this point we know that rankings don’t always tell the whole story. The good news here is that this school district has some pretty fantastic reviews left by both parents and former students – giving you the full story.

If Lexington sounds like the place for you, we have several fabulous locations ready. Choose from Summerlake, a master planned community perfect for those who want an active lifestyle. Featuring a sparkling pool, nearby pocket park, and nature trails, you’ll never run out of things to do.

Or, explore Pleasant Springs, also served by the Lexington 1 district. A sidewalk community, Pleasant Springs is nearby to a large variety of amenities (remember our note about living near what you love?) and even offers certain plans with downstairs master suites.

So what are you waiting for? Start narrowing down the location of your dreams – and if you have any questions on how we can help make that dream a reality, just give us a shout.

Breaking Down Energy Efficiency Terms

Categories: Buying a New Home, Energy Efficient, Homeowner tips, Hybrid Home | Posted: September 19, 2017

Energy Terms

Going Green and Energy Efficiency

In your home buying search, you’ve probably come across the “green” trend. Going green, hybrid homes, energy efficient – these terms are everywhere, but what do they actually mean?

Much of the energy in the U.S. is wasted in transmission, heat loss, and inefficient technology – costing you money and worsening the environment. Builders constantly advertise that they are energy efficient or use green building standards, but they don’t always go into details.

Lucky for you, we’ve compiled the most popular energy-efficient terms here so you can decode what a builder means when they list out all their features.

Air Sealant

To reduce the amount of air leaking into or out of your home, you can use an air sealant. Air leakage happens when outside air enters and conditioned air leaves your home through unsecured cracks or openings. To reduce this happening, a spray sealant can be applied to unsealed areas. At McGuinn, we apply this sealant around window and door frames, exterior framing, attic stairs, knee walls, as well as any exterior utility penetrations.

CFL Bulbs

Electric lighting accounts for up to 25% of a home’s total energy budget. Compact Fluorescent Light Bulbs (CFL bulbs) are miniature versions of full-sized fluorescents that work with standard light sockets, allowing them to give off light similar to the common incandescent bulb. The benefit? CFL bulbs are four times more efficient and last ten times longer than their incandescent counterparts. Although initially more expensive to install, a CFL bulb will end up using less than a third of the energy – saving you money on energy bills.

Energy Star Certification

This one appears everywhere! You’ll often see homebuilders touting their “Energy Star” ratings – we do it too. If an appliance is Energy Star Certified, that means it is a government-backed certification identifying it as a quality choice for energy efficiency. If a home earns the Energy Star, it’s 15%-30% more efficient than the typical new home. With either, you can rest easy knowing you’ll be saving money on utility costs while also benefiting our environment.

House Wrap

It may sound like a diner sandwich, but it’s actually a space-age synthetic material that helps keep your house dry and insulted! Acting as a water-resistant barrier, house wrap works with other insulting measures to keep your home safe and temperature-controlled. Overall, this contributes to lowering energy costs by helping your AC system to work more efficiently – without worrying about air seeping through the cracks.

Hybrid Homes

Hybrid homes are designed with the environment in mind. A hybrid home focuses purely on the sections of the home that will offer the most in savings and energy efficiency, without wasting money on the sections that won’t have much impact.

Low-E Windows

Often used when describing windows, the “E” here stands for emissive. A Low-E window is one that is treated with a low-emissive coating, allowing it reduce energy consumption, decrease fabric fading, and increase the overall comfort inside your home. A Low-E window helps reflect heat and can actually help reduce energy loss by as much as 30%-50%!

Low-flow or Low-flush Plumbing

Toilets alone are responsible for about 40% of water use in a home, and in older models, as much as six gallons of water is used for each flush! If a plumbing fixture is classified as low-flow or low-flush, it’s been proven to reduce the amount of water released when used. Not only does this save money on your water bill, but it also reduces the amount of water normally wasted.

Low-VOC Paint

We’ve all heard of lead paint, but what about volatile organic compounds (VOCs)? For years after application, paints and finishes have been releasing low-level toxic emissions. A Low-VOC paint is not only more cost-effective, but it also is less harmful to both your family’s health and the environment.

Radiant Barrier Sheathing

Installed in the attic, radiant barrier sheathing reflects up to 97% of the sun’s heat, allowing your home to stay cooler. In some cases, the attic temperature reduced as much as thirty degrees due to the sheathing! Radiant barrier sheathing in your new home saves money on energy costs, makes attic ductwork more efficient, and prolongs the life of your AC system.

R-Value Wall Insulation

When talking about home insulation, the R-Value measures the resistance to the flow of heat into or out of the home. The higher the R-Value, the better it insulates. The better the insulation, the cooler your home will be in the summer and the warmer it will be in the winter. We use high R-Value wall and ceiling insulation to ensure your home is prepared for any weather.

SEER Air Conditioners

In AC terms, the higher rated a system, the less power it uses. Standing for the Seasonal Energy Efficiency Ratio, SEER simply measures the ratio of cooling capacity as compared to the power used to do so. It all boils down to this: the higher the rating, the more bang for your energy buck. Our homes use 14-SEER Efficient AC Systems, which meets the EPA standards set in 2015.

Tankless Gas Water Heaters

With a life expectancy of 20 years, tankless gas water heaters last much longer than any conventional water-heater model. Save hundreds of dollars over the lifetime of a tankless model with a heater that only heats water when you need it. Bonus: the risk of tank leaks and water damage is no longer an issue.

The Takeaway

Of course, these are only a few of the energy efficiency terms in play in the world today! Each builder handles energy efficiency uniquely, and we encourage you to ask each builder what makes them different. Here are just a few of the items we offer that weren’t already mentioned in this post:

  • Programmable thermostats
  • Use of natural gas heat
  • Engineered roofing systems
  • Low-maintenance vinyl siding

If you have questions on how a McGuinn Hybrid Home uniquely serves your energy efficient needs, please feel free to contact us!

What’s the Best Home Option for You?

Categories: Buying a New Home | Posted: September 15, 2017

Making your Decision

With so many options to choose from, how do you choose the right home for you and your family?

Whether it’s a move-in ready home, resale, or building on your lot, we’ve got your definitive guide to it all right here.

Resale Homes

A common way to purchase a “new” home, resale homes are houses that have already been built, lived in, and are now being sold by the previous owner.

One benefit of buying resale is you can often get these homes at a discount, but unfortunately, that discount can often come with a price to pay in quality. Here are just a few risks you can run when buying a resale home versus a new home:

  • You won’t have any control over selections, finishes, etc.
  • The builder will be able to address any imperfections before move-in.
  • A new home typically comes with a builder warranty for at least one year.
  • Resale homes often have older appliances, amenities, etc. and may be outdated.
  • A desperate seller can have a negative impact on property values.

Quick Move-In or Move-In Ready Homes

If you’re short on time, or just don’t want to wait through the building process, buying a quick move-in home (also called a move-in ready, spec, or inventory home) could be the right choice for you. A quick move-in home offers the same shortened process of a resale home, but with the benefits of a brand new build.

You’ll have less control over the selections and finishes – and, depending on what stage of construction the home is in, you might not be able to adjust them at all.

However, you’ll still get the big benefits of buying a new home directly from the builder:

  • Newly constructed homes are the best option for “green” living – this can save you money on utility bills while also protecting the environment. Our hybrid homes, for example, offer significant energy savings where it matters most.
  • Choices, choices, choices! With a builder, they’ll be able to show you around various floor plans they build that are available for sale. This means that if you really love a builder’s work but aren’t quite sold on a specific house, they’ll still have more they can show you.
  • Save on replacement costs. Since a quick move-in home will have brand new appliances, you won’t need to make updates or upgrades. A resale home, on the other hand, will likely need appliances or features replaced depending on how old the home is.
  • Safety. Newly built homes come with the most modern safety features to protect your family.
  • Resale value is better for newer homes. You’ll be able to get a better price for a more recently built home than for a home built 30+ years ago.
  • Many builders work with a preferred lender to offer you more options on financing. You’ll often be able to get special deals or customized financing depending on the financer.

Semi-Custom Homes

The next step up from a quick move-in home, semi-custom homes offer all the benefits of a new home along with more choices during the process.

Since you’ll be a part of the building process from beginning to end, you’ll have a lot more say in the final look of the house. At McGuinn, we offer two options that fall within this category: Best Value and Value Custom Homes.

With the Best Value Home by McGuinn, you’ll be able to choose from one of our “Your Home, Your Way” plans and then choose from a selection of options to personalize your style.

A Value Custom Home, on the other hand, goes a little bit more in depth. You may customize one of our stock plans, as well as receive expert advice from our team. You’ll still receive the same amazing amount of options.

A semi-custom home is a great option if you just want to add some personalization and have more to say in the final product.

Custom Homes

For the ultimate personalization experience, the custom home could be for you! A custom home typically has very few or even no pre-designed choices. Bring your own plan, work with the builder to create a new one, or take one they like and expand on it – the choice boils down to your preference.

At McGuinn, we call these our True Custom Homes. If you want it, it’s yours. You can bring us your plan, and we will work with you to make it a reality. Unlimited selections choices will make sure your home perfectly suits you, while our buying power ensures you’ll get the best prices for your features.

On Your Lot Homes

The ultimate custom home, a home built on your lot means that you are not limited to the lots a builder has available or one of the communities or neighborhoods they build in.

This gives you the flexibility to pick the perfect location for you and your family. With this option, you won’t have to sacrifice a home style you love just because it isn’t in the location that works best for you.

At McGuinn, we proudly offer the opportunity to both build in one of our communities or on your own lot.

The Takeaway

The options for choosing a home can be overwhelming – who knew there were so many types of houses out there!

At the end of the day, just ask yourself these questions to narrow down what level works best for you:

  • How much do you want to be involved in the building or design process?
  • Is your heart set on a certain set of selections or features?
  • Do you already have a lot or have one in mind to purchase?
  • Do you want limitless options, or do you prefer choosing from preselected varieties?
  • Are you looking for a house that offers the newest appliances and energy efficient features, or are you okay with a home that needs some updating?

If you already know you want a new construction home, you can always talk to your chosen builder as well. They can help guide you to the right option for you and your budget. Our sales representatives are happy to help you with any questions you may have about building with McGuinn!

Recovering After Hurricane Irma

Categories: Community & Local Events | Posted: September 13, 2017

Evacuation Route

Standing By Our Customers

We missed the worst of the storm in West Columbia on Tuesday, with the highest impact being on the South Carolina coast, but our community is still recovering from the heavy rains and wind.

During this time, we stand by our homebuyers. At McGuinn, we make every effort to ensure the safety and security of every home, and you can always depend on us to do the right thing.

Our thoughts and prayers are with all those affected by this devastating storm, including those in Georgia, Florida, and the Caribbean. Our deepest condolences go out to the family of Arthur Strudwick, a City of Columbia employee who was killed on Monday on his way to help move a downed tree and all others who lost their lives during this tragedy.

Community Updates

While South Carolina may have been 200 miles away from Irma herself, our state was still pounded with pouring rain, rising floodwaters, downed power lines, and tornadoes. The Midlands experienced heavy rains and wind, as well as loss of power – as of Tuesday, power has still not been restored in some areas.

Charleston is seeing record flooding after Hurricane Irma, according to the The Post and Courier. The Isle of Palms’ mayor, Dick Cronin, told the Post that he’d “never seen this much water on the island” in twenty years.

CNN reports that Irma has been downgraded to a “tropical depression” as of Monday night, but that doesn’t mean we’re out of the woods yet. Thousands have been left without power, and Irma has left a path of devastation that could take weeks to clean up.

Evacuees are beginning to return to their homes along the coast to assess the damage. Over 200 city employees in Charleston are hard at work cleaning up after the storm surge, while utility companies are working to restore power.

As we turn to the recovery phase, many homeowners will begin to clean up the debris – but we encourage you to do so carefully. We’ve collected safety tips for storm cleanup here to make sure you and your family remain unharmed even after the storm has passed.

Storm Cleanup Tips

  • Never enter a building that seems unstable, or that you’re unsure of its stability. Debris can shift during a storm, making an area hazardous to access.
  • Avoid exploring your property at night, when you’re less likely to see potential dangers. Wait for daylight so you can see the full scope of the damage and hazards.
  • Keep away from downed power lines, watch for standing water near open electrical sources, and make sure power is shut off to your home before attempting to fix anything electrical.
  • As much as possible, avoid floodwaters and mud – they may contain toxic chemicals, sewage, or pesticides.
  • Wear protective gear, such as rubber boots, goggles, and gloves to protect yourself against chemicals in the water, broken glass that may have been spread by floodwaters, and more.
  • If you cut yourself either during the storm or while cleaning, be sure to check with your healthcare provider to see if you need a vaccination.

In the end, if you feel unsafe or have doubts about a building’s integrity, avoid the area as much as possible and contact a professional.

We encourage everyone to stay safe during the recovery process as we come together as a community to put our state back together.

Where to Start Your New Home Buying Search

Categories: Buying a New Home | Posted: September 5, 2017

Searching Homes Online

Buying a new home can be daunting, especially if it’s your first one! That’s why we’ve put together a list of home buying tips to help guide you through the home buying process.

Here, we’ve covered everything from financing to how to search for the best builder for you. Before you know it, you’ll be ready to dive right into the buying process.

Step One: Decide What You Can Spend

At this point, you should ideally have some cash saved up for a home down payment. Typically, you’ll want to make sure you have twenty percent saved up of what the total home cost will be. So, if your home budget is $220,000, you’d want to have $44,000 saved up to put down for a new home. This would set you up with a mortgage of $176,000.

That’s a sizable chunk of change, but thankfully there are several programs out there that can help with down payments, especially if you’re a first-time homebuyer. A homeownership program would be your best bet. These can include loans, grants, and even tax credits geared towards first-time home buyers.

Many builders will often work with a preferred lender, which gets you access to even more deals! Typically, the preferred lender will be able to find the best deals for you or may even have special deals just for a specific builder.

You’ll want to get Pre-Approved or Prequalified, especially before you talk to a builder. This will help reveal what kind of a mortgage you can obtain. Pre-Approval happens when a credit check is run and, combined with the current down payment amount available, an estimated amount is given to the buyer.

Prequalification, on the other hand, happens after a mortgage company interviews a buyer and, based on that interview, provides an estimate. Usually, the Pre-Approval route has more weight.

Step Two: Pick Your Location

Before you can effectively search for builders, you need to decide the general area you want to live. Now, this doesn’t have to get incredibly specific quite yet – you can finalize it once you’ve zeroed in on a builder and learn what areas they serve. Many builders will also build on your lot, but often within a selected metro area or zip code.

However, before you get to that point you’ll want to narrow down what you’re wanting out of your location. Is walkability incredibly important to you, or are you fine with driving? Do you want a short commute to the city, or are you looking for a more rural area? The answers to these questions will help you narrow down the general metro area or even specific town you might want to live in.

And if you’re already satisfied with your current location and are just looking for a new home, perfect! You’ve successfully completed the second step in the process with minimal effort.

Step Three: Pick Your Home Type

You’ve got your budget and your location – now’s the time to decide what kind of house you’re looking for! That way, you’ll be able to weed out any builders who don’t fit the style or type that you’re desiring.

Are you wanting a ranch home, or do you need a home with two stories? How many garages do you need? Is not having a large yard or patio a dealbreaker? You’ll want to make sure you at least have a general idea before you leap onto the Internet.

Step Four: Begin Researching Builders

Now that you have a general idea of your home type, how much you can spend, and where you want to live, you can start creating your list of potential builders.

There are several ways you can conduct this search: you can type things like “Lexington builders” into Google, browse Zillow or Trulia, or you can even drive around and scope out neighborhoods in your area.

Once you’ve zeroed in on a builder, take the time to do your research. Explore their website and look for the following:

  • Do they cover financing options, or do they provide you a resource to someone who can help you with financing?
  • Are they upfront about their prices and general building schedules?
  • Do they give a face to the name and let you know who you’ll be talking to?
  • Check their social media: are they on top of responding to customers, and does it seem like buyers are generally happy with the quality of their work?
  • What does their warranty program look like?

Step Five: Visit Houses

You’re almost there! Now’s the time to set up appointments to visit communities and model homes with the builder who’s passed your test. At this point, you’ll begin talking with the sales representative for the builder (or builders, if you’re looking at multiple).

Now is the time ask any lingering questions that weren’t answered by the website, and the representative typically has questions for you as well as they work to find the home for you.

If possible, try to see examples of homes that both have been staged (with furniture set up) as well as those that are still empty. That way, you can have an idea as to what kind of furniture will fit in your new home but you’ll also be able to gain a good idea as to the space you’ll be dealing with once the home is complete.

Here are some suggested questions for your sales rep:

  • How will the financing process work? Do you have an estimated cost for XYZ home?
  • What are the personalization options I will have?
  • Will I have a contact throughout the building process?
  • What separates you from the competition?
  • Can I bring my own lot, or do I need to choose one of yours?
  • If I need to choose one of your lots, is the price included in the cost of the plan?

Step Six: Secure Financing & Sign the Contract

Ready to commit? You’ve reached the final step in the home research process! This is where you seal the deal on your new home and sign the contract with your chosen builder. Congratulations! You just learned how to buy a house.

From here, you’ll either work with the builder’s preferred lender to secure financing for your new home. Since you’re already pre-approved or pre-qualified, this should be a snap. Happy home building!

What’s a HERS rating and why you shouldn’t care….

Categories: Uncategorized | Posted: August 17, 2017

Why do some builders use “HERS” ratings to attempt to sell a customer on energy and technology?

Go into one of our competitor’s model homes today and you may hear the salesperson tell you that every home they sell comes with a HERS Rating. What does that mean and should it matter?

The HERS rating is a rating system for measuring energy efficiency.  There is no standard rating system in the home building industry, and the HERS is one of 10 different tests created by 10 different rating organizations to demonstrate that homes are built with energy-saving features and materials. These 10 companies compete against each other, and each claims to have created the standard test for measuring energy efficiency, although clearly not one of them has done so. A test costs between $300 and $1000, and is performed by independent raters. The builder selects which company’s test they will have performed, and that test is paid for by the builder (built into their costs, then passed on to their customers).  The results are used as a marketing tool by that builder, attempting to convince the buyer that their homes are better on energy and technology than the next guy’s.

Tests like this have, happily, become unnecessary.  Every building code has been strengthened over the years so that in order for a home to meet code, it will also score well on HERS or other rating tests, as long as the materials and features have been installed correctly.

front cover of McGuinn Hybrid Homes brochureMcGuinn Hybrid Homes has considered and declined the use of these tests. During its 32 year history of home-building, McGuinn has been all about setting standards, not meeting them.  Our mission is to deliver a well-built home that exceeds building codes in almost every respect, and to do it at a price your family can afford.  Adding $300 – $1000 in costs to each of our homes with no benefit to our buyers is completely against our mission statement.

When it comes to energy efficiency, it not only matters what materials and technologies are used, but also how they are applied. Our field technicians are trained to get it right!  That is something that a test like HERS cannot ascertain.

First, our homes are framed with components that make the home stronger and straighter! Our homes are safer in all weather.  We incorporate space-age house wrap, we install radiant barrier sheathing, we include programmable thermostats, a super-efficient AC system, Energy Star appliances, tankless water heater, low heat, long life light bulbs and more. Every part works together to make the McGuinn Hybrid System the industry’s standard for energy efficiency. Designed and tested with over 30 years of home building mastery by a Master Builder, Wade McGuinn, so you are guaranteed a smarter, healthier way to live!

Is your utility bill out of control and your comfort level down? On average, a McGuinn Hybrid Home costs $100 less in monthly utility bills, and $100 less in monthly home-maintenance and repairs than homes built just 10 years ago.  Do you or your child suffer from allergies? Do you dust all the time in your current home? The McGuinn Hybrid System creates indoor air quality that is free of  dust, pollen, bugs and excessive humidity. Our use of VOC-free material means we are not adding unwanted chemicals to the air of our homes.

In conclusion, why pay for an unnecessary test?  With a McGuinn Hybrid Home, you are purchasing a home that has stood the test of time.  Ask us about a HERS rating, and we will tell you about McGuinn Hybrid Home features and the resulting benefits to you, our homebuyer.  Because in the end, that’s really what matters. We don’t want you to have to pay for a marketing tool for us  (like the HERS test) that does nothing for you. We’d rather give you free window blinds for your new home.  Would you like that too?