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Blog Category - Home Buying

Financing Your Home With a Builder’s Preferred Lender

Categories: Buying a New Home, Home Buying | Posted: July 11, 2018

McGuinn Homes Preferred Lender

Is there a benefit to to financing your home with a builder’s preferred lender? Buying a new construction home is not a complex situation, but it’s different from purchasing an existing home. Not every financial institution has the knowledge and experience to navigate this process. At McGuinn Homes, we want our homeowners to enjoy the entire process, from selecting their home to finalizing the purchase and moving in. We pay close attention to every detail, and we want to be sure the lender does the same.

Close on schedule.This might sound like a “given”, but we’ve heard about too many situations where the lender failed to get the necessary documents together on time. Not being accustomed to the building process, they might overlook a critical step. The result? A delay in closing and possibly an increase in the mortgage rate if your lender doesn’t lock it in. Financing a home isn’t something you want to trust to someone who is just learning about new construction homes.

A human voice.While you’re juggling the details that go with buying and financing a new home, you want to speak to a person, not voicemail. McGuinn Homes chose Southern First Bank as our preferred lender because they have proven they will respond to our customers. When you have a question—on a weeknight, weekend, and even a holiday—you can reach your lender.

Fair appraisals.Appraisers are human. They make mistakes. But an incorrect appraisal can determine whether or not you can close on the purchase of your new home at the price you agreed upon. If an appraisal comes in above the purchase price, the buyer has the choice of paying the higher price or walking away. Our preferred lender has experienced appraisers who fairly assess the value of your new home.

Special incentives.The trust that builds the relationship between the homebuilder and the mortgage lender creates another opportunity for the homebuyer. Incentives like paid closing costs and special financing programs for a builder’s homes can be available only through a preferred lender, because of the respect for one another’s integrity.

When we say “preferred lender”, it’s because these mortgage professionals have consistently performed to McGuinn Homes’ high standard for professionalism and personal service. We  recommend Southern First Mortgage because they’re as invested in your experience as we are! Contact them to learn more about your financing options, and talk to us to find the right home in one of our communities or build on your lot around Columbia, South Carolina.

Discover Your Ideal Southern Lifestyle in Lexington, SC.

Categories: Buying a New Home, Home Buying, SC, Uncategorized | Posted: July 6, 2018

McGuinn Homes-Lexington SC

Southern living means warm hospitality, beautiful weather, and home-cooking that is unrivaled for creativity and flavor. When you’re ready for the best of a relaxed lifestyle that also gives you plenty to do, South Carolina should be your target. Then, zoom in on the capital, Columbia, and head west for 15 miles to reach your destination, Here you can discover your ideal southern lifestyle in Lexington, SC—with some help from McGuinn Homes.

With a population of only 25,000 people, Lexington is the largest town in the county, although it’s a small town by all other standards. People who live and vacation here take advantage of many things to to do and the plentiful sunshine that lets them grab as much outdoor time as they want. Spending a day on Lake Murray could mean anything from boating to paddleboarding, or maybe catching some bass that has made this 48,000-acre lake a legendary fishing spot. You might want to hike the Peachtree Rock Heritage Preserve in Lexington, one of the best in the Midlands. Maybe catch a live performance or outdoor movie at the Icehouse Amphitheater. Lexington also provides a variety of parks and gardens where you can wander or treat yourself to a picnic or a quiet escape by a koi pond.

Students gain a quality education in Lexington, too. GreatSchools gave the district’s schools top ratings for student performance and progress.

McGuinn Home is a local home builder with deep roots in this area. Our homes, townhomes, and communities represent the most desirable locations. In Lexington, we offer three premier new home communities.

Mariner’s Creek

This quiet community features just 97 homes in all. We’re presenting a variety of floor plan choices for your new home here, ranging from 1,861 square feet to more than 3,500 square feet of living space. Our new home designs for Mariner’s Creek reflect classic architectural lines, with elegant interiors that blend an open concept with private spaces, like luxurious owner’s suites. We have 21 homes to complete the neighborhood, which is just two minutes outside downtown Lexington.

Pleasant Springs

The affordable homes in this friendly community start in the mid-$150,000s—an incredible value for homes that are not only extremely energy-efficient, but also spacious, well-appointed, and close to the award-winning Lexington One schools, the best of the best! With two-story and single-level homes that offer from 1,491 to 2,835 square feet of living space, you can find the floor plan that presents the perfect fit for your lifestyle.


We designed this McGuinn Homes neighborhood and the homes for people who want to enjoy the Lexington lifestyle. Summerlake is just minutes from Highway 378, making it easy to get in and out of Columbia. But with community amenities that include a lakeside location, resort-style clubhouse, swimming pool, pocket park, playground, fully stocked fishing pond, and nature trails, you have many reasons to stay home! You can move in quickly here, with several personal selection ready homes now available and others under construction. Or look at our portfolio of floor plans, from 2,003 to 2,835 square feet.

Thinking of another location in Lexington or around the Columbia area? McGuinn Homes will build on your lot, providing you the quality construction that includes the exceptional energy efficiency of our hybrid homes! Contact us to experience the comfort, convenience, and enjoyment that comes from choosing the right home in the right location.

Questions to Ask Your Builder

Categories: Buying a New Home, Home Buying | Posted: June 20, 2018

McGuinn-Ask Builder
Building a new home is exciting, especially when you partner with the right homebuilder. If you’ve never had to make this choice, here are some questions to ask your builder.

How long does it take to build a home?

The answer will depend on the builder’s ability to navigate such issues as weather conditions and efficiency with the construction team. Discuss the entire homebuilding process and determine roughly how long each step will take once you choose the lot and homesite.

Will you build on my lot?

Some homebuilders only work with land in their communities. If you own land or have property in mind, it’s important to find a builder who is willing and able to build there. McGuinn Homes welcomes the opportunity to build your home, your way, on your lot.

Are you licensed and insured?

Don’t even consider a builder who lacks either the correct licensing or insurance. Without having proof of both, you risk working with someone who doesn’t follow safe and ethical practices.

Do I need to secure a construction loan?

Ask any prospective builder about financing a new construction home before you make a commitment. McGuinn Homes works with lenders who understand the process of building a home. Once you are pre-approved for the total cost of the home (including the lot), you only need to provide earnest money (a deposit) to start the construction. When the home is completed, the remainder will be handled through your mortgage at closing.

Will you use the plans I provide?

Using someone else’s plans is a risky proposition for a builder. There may be issues with the plans that aren’t immediately apparent, which means you’re responsible for the cost of fixing any problems that arise from faulty plans. Choose from the builder’s selection of plans and discuss the changes you’d like—making sure they are doable and within your budget—before proceeding with the purchase.

Do you guarantee your work?

A reputable builder offers a warranty on the structure, so ask for a copy of the builder’s warranty. McGuinn Homes, for example, offers a one-year warranty from the date of closing. We do a detailed walk-through with you to make sure you’re satisfied before taking ownership. If necessary, we make warranty repairs after 30 days and 90 days, and then at 11 months, before the warranty expires. Our tradespeople (electrical, mechanical, HVAC) also guarantee their work, and all appliances, flooring, and systems are covered by the manufacturer’s warranty.

How often do I get construction updates? And can I visit the site while my home is being built?

You will have a McGuinn Homes representative who provides weekly progress reports and is available to answer your questions. You can visit the worksite but, for your safety and our schedule, we ask that you call in advance and arrange a time so that our crew can stay on task.

What kind of energy efficient features do you include?

Energy efficiency adds lasting value to your home, so be sure your builder is knowledgeable on the processes and materials, and includes them in your home. McGuinn is proud to share our eco-friendly approach to building a home that conserves energy, provides a comfortable environment, and saves you money.

We’re a homebuilder specializing in single-family homes, townhomes, and communities around Columbia, South Carolina. See what our homeowners have to say about the McGuinn Homes experience and contact us to learn what we can do for you!

Move into Hampton Forest in Columbia, SC, with a special bonus

Categories: Buying a New Home, Columbia, Home Buying, SC, Uncategorized | Posted: June 4, 2018

McGuinn Homes always builds value into each home and community. Our homes are exceptionally energy efficient, which delivers lasting value in energy savings, comfort, and convenience. With our current incentive for new home buyers, you can now move into our Hampton Forest townhome community in Columbia, South Carolina, with a special bonus. These new construction homes feature a move-in package that include an ENERGY STAR washer, dryer, and refrigerator, as well as blinds for your windows—at no extra charge!

Hampton Forest is conveniently situated near Downtown Columbia, Fort Jackson, Shaw Air Force Base, USC School of Medicine, and I-77, so you can easily get to everything you need. Whether you’re commuting or heading out for fun, Hampton Forest puts you just a short drive to everything that Columbia has to offer.

The townhome lifestyle presents the spaciousness of a single-family home, with the low-maintenance of condo living. Your two-story townhome at Hampton Forest provides 1,200 square feet of interior living space that smartly utilizes every area—for style, storage, and comfort. Look at our Maybank floor plan to see how we’ve designed two bedrooms, 2.5 baths, and an open floor plan to maximize your living space. With details like granite countertops, fully fenced-in back yard, and exterior brick façade, your Hampton Forest townhome is truly distinctive.

We’ve also enhanced the experience of living at Hampton Forest with the community amenities. The clubhouse includes a resort-style swimming pool and cabana, plus an outdoor fireplace for evenings by the pool. We’ve incorporated a theater room in the clubhouse, outfitted with a surround-sound, wide-screen and 16, theater-style seats. You can even reserve the room for your private party.

McGuinn Homes currently has a limited number of new townhomes available at Hampton Forest right now. You could close in just 60 days, with a monthly mortgage that’s probably lower than your rent. Use our mortgage calculator to see what you could be paying for a brand new townhome in a premium location!

Contact us to take advantage of our special move-in package of a free washer, dryer, stainless steel refrigerator, and window blinds.

What You Need to Know About Financing a New Home

Categories: Buying a New Home, Home Buying | Posted: April 10, 2018

It’s as Easy as 1, 2, 3!

Buying a new home is exciting, but at McGuinn Homes, we find that homebuyers have as many questions about the mortgage process as they do about home building. To make it easier on you, here’s what you need to know about financing a new home.

The first step is to secure pre-approval from a mortgage lender. Once you know how much of a mortgage you are pre-qualified to obtain, you can shop for a new home with confidence. A pre-approval can be done easily over the phone with a qualified lender. You’ll need to provide some basic information, including your annual income, proof of employment, bank statements, and your two most recent tax returns. The lender will check your credit report as well. Your credit score will not only make the difference in your loan approval but also the interest rate. A higher credit rating often earns a lower mortgage rate.

While you’re talking with the lender, discuss the different mortgage programs available. McGuinn Homes rely on the mortgage experts at Southern First. The Southern First team will give you in-depth insight into the mortgage process and programs, so you can choose the one that best suits your financial situation. Finding the right loan can actually save you thousands of dollars, so it’s essential to invest some time in understanding your options.

One of the benefits of working with a builder’s preferred lender is their familiarity with the construction process and how it impacts the financing. A skilled lender ensures that your closing documents are in order and ready so that your closing happens on time.

Once you’ve chosen your homesite and floor plan, we’ll finalize all the details and determine the purchase price. Then you provide a deposit and apply for the mortgage you’ll need. The pre-approval is a pre-qualifying step, not an actual mortgage application review. You might need to submit additional financial information and documentation for the underwriters. A good mortgage professional will guide you through the process, answer your questions, and keep you updated. That’s another reason McGuinn Homes recommends Southern First. Our customers have been so happy with the assistance and communication they’ve received from these mortgage professionals.

A few weeks before the scheduled closing on your new home, your lender will give you a detailed list of the funds you’ll need to bring to closing. These fees vary, depending on the property you’re buying, where it’s located, and the lender and services. For example, your closing costs might include the fee for home inspection, survey, appraisal, attorney, title search, and transfer taxes.

Closing typically takes an hour or two. You’ll sign the documents, receive the keys to your new home, and start your new life as a homeowner.

If that journey brings you to South Carolina, check out McGuinn Homes’ energy-efficient new home communities throughout the Columbia region. As a custom home builder, we’ll also build on your lot, handling every detail, including permitting and site preparation. For an enjoyable home buying experience, talk to McGuinn Homes.

Moving Tips: A Checklist For a Smooth Move

Categories: Buying a New Home, Home Buying, Homeowner tips | Posted: March 1, 2018

Moving Tips

Are you just in the planning stages of choosing a new home? If your move might bring you to the Columbia, South Carolina, area, McGuinn Homes would like to show you our new home communities, move-in ready homes, and floor plans. We will also build on your lot. With so many ways to help you find your new home, talk to us first!

You’re getting ready to move to a new home. Whether you’re moving close by or far away, to a larger or smaller home, the process of getting your precious belongings from here to there requires planning and organization. Follow these moving tips and use them as a checklist for a smooth move.

Ruthlessly purge

As soon as you know a move is in your future, start reducing your load. Empty your closets and cabinets to see what is lurking in there—unused, unnecessary, expired, and otherwise ignored. Sort out your belongings and get rid of anything you don’t wear or use. Donate or discard it. Remember, you pay your movers by the weight of the load so having them transport more than you need or want will cost you.

Gather packing supplies

Collect boxes, plastic containers, packing tape, and wrapping material. You can often find used moving boxes on sites like Craigslist and Facebook—a great way to reuse and recycle! Ask friends who work in companies that might have empty cartons. Order rolls of bubble wrap and stock up on packing tape (buy more than you estimate because you’ll use it). As you’re purging your household, pack up anything that isn’t currently an essential part of your daily life, so you’ll have less to do when the moving date gets closer.

Choose a mover and reserve the date

Moving companies are busier at certain times of the year, so if you’re planning to move in spring or summer, book a mover as soon as you know your schedule. Be sure to ask these questions before you choose a moving company:

  • Will you come to my home and do an on-site inspection before giving me an estimate?
    • If the answer is “no”, choose someone else. No one can offer an accurate estimate without looking at your belongings.
  • Do you have a license number from the U.S. Department of Transportation?
    • Another deal-breaker! Check here to confirm it.
  • Will you include in writing a “not-to-exceed” price?
    • Without this threshold, you’re liable for more costs than you anticipate.
  • Can you guarantee pick-up and delivery on the dates I’ve specified?
    • A reputable moving company follows a process that ensures you won’t be left waiting on either end. Be sure to get any guarantees in writing.
  • How much of a deposit do you require?
    • More than 20% is unreasonable.
  • Do you require cash payment or could I pay by credit card or check?
    • Never pay in cash!
  • Are you currently a member in good standing of the state’s moving association?
    • This group holds members to high standards.
  • Will your moving trucks be clearly marked with your company’s identification?
    • You’d be surprised what some companies consider acceptable. Don’t let anyone transport your valuable belongings when in an unidentifiable vehicle.

Reduce your shopping for household items

As your moving day gets closer, your goal is to have less food and supplies to be packed. Use up the perishables and avoid the temptation of sales. Make a list of supplies you’ll need when you arrive at your new home so you don’t need to transport them.

Organize your personal records

Gather your important documents for home, school, medical, insurance, pets, prescriptions, and other valuable records. Carry them with you or have them sent to the appropriate resource (e.g., your new doctor or veterinarian, your child’s school).

Contact the utility companies

Alert your current providers (electric, water, cable, phone companies) that you will terminate service and give them the date. Advise the utility companies for your new home when you will require service to begin.

Plan your travel

If you’re driving, have your car serviced to avoid any problems during the trip. For air travel, make arrangements as soon as you know your travel dates. If you’re also transporting pets, check the airline’s restrictions. Certain breeds (e.g., bulldogs, pugs) cannot be flown on commercial airlines because of the risk to the animal.

Change your address

It’s easy to change your address online. Visit Allow at least a few days for the request to be initiated.

Pack by priority and value

Organize containers with items you’ll need immediately on your arrival, like a change of clothes, prescriptions, medical equipment, and personal care in a suitcase. Bring a box of bedding and towels, and pet supplies (dishes and food). You should also label moving boxes according to priority so that the movers know which ones you want unloaded first. Anything of high value should be carefully packed. Bring smaller items, like jewelry, with you on your trip. Do not identify the contents of a box by its specific contents if you have valuables inside. Instead, mark the box with the room location and add an asterisk or number so you know what’s packed inside.

Confirm with the mover

Call the mover a week in advance of the scheduled moving date to confirm the schedule.

The real value of a builder’s warranty for a new home

Categories: Home Buying | Posted: January 30, 2018

builder's warranty

What does a warranty tell you about your purchase?

For one thing, you’re assured that, if anything goes wrong, your investment is protected, with the promise of repair or replacement. A warranty reduces the risk of buying a particular item, but more than that, the company communicates its confidence in the product, reinforcing your own confidence in the decision to buy. Think about this peace of mind and consider the real value of a builder’s warranty for a new home.

When you purchase a new home, you’re making perhaps the largest single financial investment in your life. You have the home inspected, but what if there’s an unforeseen problem? How many times have you watched a home renovation show on television where demolition uncovered a major problem with the structure of the home? When you buy a resale, do you have any guarantees that everything under your roof is safe and sound?

When you buy a new home, you receive a builder’s warranty that guarantees the quality of your home and all the systems inside of it. Your appliances are new, so they are also protected by the manufacturer’s warranty. You can move in with the knowledge that you won’t incur any expenses-whether that’s fixing a squeaky step or replacing the roof.

For more than 30 years, McGuinn Homes has been building homes throughout the Columbia, South Carolina, area. More than the design and construction of new homes, we are invested in delivering the lifestyle our homebuyers expect. We work closely to tend to every detail. When we tell a homeowner that their dream home is complete, we mean it. We handle the walk-throughs with care, and often we’re more particular than our customers. We offer a builder’s warranty that’s as comprehensive as they come. Our new home warranty coverage includes:

  • Structural
  • Electrical
  • Heating and air conditioning
  • Plumbing
  • Appliances
  • Cabinets
  • Countertops
  • Hardware
  • Floor coverings
  • Siding
  • Fireplace
  • Gutters
  • Doors and windows

If something does go wrong with your new home, you don’t have to chase down someone for the repair. Just submit your warranty request, and we’ll send the right person for the job. Then, we’ll follow up to make sure the repair meets with your approval.

McGuinn Homes is dedicated to serving our homebuyers, and that means we’re committed to integrity. We pursued and earned the title of Certified Master Builder to give our customers a different type of warranty-that their trust is well placed.

Before you decide whether to buy a new home or a resale, consider the real value of a builder’s warranty. Browse our floor plans, new home communities, and selection of quick move-in homes, with the knowledge that each of them is covered by McGuinn Homes’ builder’s warranty and our commitment to your satisfaction.

McGuinn Homes Design Center: Let’s dive into the details

Categories: Home Buying | Posted: January 23, 2018

Design Center

When you’re in the process of deciding on the floor plan for your new home, you probably don’t put much thought into the cabinet hardware or the bathroom faucet. You’re in “big picture” thinking mode. But these details are like brush strokes on the canvas that will define your home, inside and out. McGuinn Homes Design Center is staffed with professionals whose sole purpose is to help you apply the perfect finishes to your masterpiece.

Let’s dive into the details that we can help you consider and choose when you buy a new home. These options will be incorporated into your cost and mortgage, so it’s important to understand which are standard features and which ones incur an upgrade. Then, you can prioritize the importance of each feature.

Start by determining your budget. When you choose the floor plan and homesite, do you have room for adding upgrades that matter? At McGuinn Homes, we include a wide selection of standards that deliver the quality you’re looking for, so you don’t need to enhance it. Our “standards” are high, because we are committed to giving you more.

Your Selections Coordinator at McGuinn Homes Design Center will ask you about your lifestyle. How do you actually live in your home? What’s important in your daily routine? What’s your decorating style? Do you like to entertain? If so, what’s a typical gathering for you and your guests? It could be anything from game night to a formal dinner party.

If you have ideas about your color selections, bring your photos and swatches to share. Also, be prepared with photos of furnishings that you will use in your new home, so you can see how it works with your design selections. The Selections Coordinator knows how to use this information to guide you through the choices that will fit perfectly with your vision.

The color pallet is an important choice. It impacts the walls, doors, cabinets, countertops, flooring, and appliances. Your color choices should blend and flow from room to room, without a disruptive feeling. With an open concept floor plan, in particular, inconsistency in color will be very apparent. It might not be obvious, but you will feel that imbalance in your home’s environment.

In addition to choosing wall colors and flooring, you will be deciding on design details, like your front door, interior and exterior light fixtures, door and cabinet hardware, and plumbing fixtures. You will browse the many granite countertop colors and cabinet designs we offer.

Every Thursday evening, our Design Center hosts a Preview Party. We invite you to stop in and look through the options and products we offer. It’s a great way to jump-start your thinking for your personal design choices.

Making thoughtful choices in these design details in advance will make your move-in much easier. You’ll be ready to place your furniture, unpack, and start living the life you dreamed about.

McGuinn Homes is a home builder in the Columbia, South Carolina, region. When you’re ready to consider buying a new home, browse our floor plans, new home communities, and  quick move-in homes. If you already have property, we will build on your lot, too. Contact us to learn why McGuinn Homes should be your builder.

How to thrive in the season of giving

Categories: Buying a New Home, Home Buying, Homeowner tips, Hybrid Home | Posted: November 28, 2017

Thanksgiving is done for this year. I hope you have some good memories and didn’t add too much to your waistline with all the feasting.

Now that we’ve had that day to reflect and give thanks, we launch right into the season of giving. Before you forget all the kindness and good thoughts that were shared at the Thanksgiving table, think about what the weeks ahead really mean. You don’t need to wipe out your bank account to pay for lavish gifts, or even moderate gifts to a lengthy list. Slow down and make this year one where giving comes from the heart, not the wallet. Be kind to yourself, as well as others. Do some things for yourself so you don’t become exhausted before the big day arrives and your home is flooded with guests and all the activity that comes with it.

At this point, you’ve survived Black Friday, perhaps supported Small Business Saturday, and found some online deals on CyberMonday. Here are some tips for not just surviving the holidays, but thriving!

Give in a different way.

Today is #GivingTuesday, a global day of giving on the Tuesday after Thanksgiving. #GivingTuesday was created to kick off the charitable season at the end of the year. The organization’s website offers a wide variety of ideas for giving back to a charitable cause. Make a contribution or volunteer your time—or both. You can do it on behalf of someone on your list and let them know how you’ve chosen to “give” this year.

Haiti Children’s Project

At McGuinn Homes, we continue to support Haiti Children Project—Next Generation Program. This charitable organization was started by Wade and Janet McGuinn after they traveled to Haiti on a mission trip in 2003. This group actively raises money to pay for Haitian children’s education, as a means to steer them out of poverty.

Learn more about this great cause:

Give yourself the gift of a home makeover.

Another way to enjoy the season of giving is by sprucing up your home. A little makeover, de-cluttering, and repair can do wonders to your spirit! After all, you’ll be spending a lot of time indoors over the coming winter, so make your space a home sweet home for the holidays and beyond.

While you’re adding festive decorations to your home or maybe moving furniture around to make room for a tree or a gathering, take it a step further. Pick a space and do a room makeover. You can shop from your own home to find furnishings that will refresh this space. Change the window treatments and light fixtures. Add a new area rug. Replace the wall art. Consider this a gift that no one else could give you!

Rethink your giving process.

It can be exhausting—physically, emotionally, and financially—to shop for everyone on your list. Make this the year you shop differently. Ask yourself why you’re buying a gift for someone on your list. Is it kindness, a show of love, or an obligation? Each one has a different shopping purpose. When you can categorize the gifting objective, you can shop for one group at a time.

Consider paring down that list and finding different ways to give.

  • Give an experience, like a gift certificate to try a new hobby or activity. Make it a two-for-one deal so you can go along! Check out Groupon for ideas.
  • Donate to a charity that matters to you, in the name of your gift recipient.
  • Give of yourself. Offer to share your talent, skill, or time. You can offer to give busy parents a night to themselves by watching their kids. Bring someone a fully catered meal you have prepared. Teach someone who is interested in learning your craft. You can create your own redeemable vouchers and wrap them up in a box.

Complete a home maintenance checklist.

Plan some time this season to make sure your home is safe and comfortable. You can avoid repairs later by spending some quality time with your home right now.

  1. Start by having your chimney cleaned and inspected before you use it for the season. Creosote can quickly build up inside your chimney and it’s highly flammable.
  2. Check your doors, windows, and any areas that expose your home to the outdoors. Look for cracks and caulk them to prevent drafts.
  3. Inspect your roof and repair or replace any damaged shingles. The dead of winter is a terrible time to suffer through roof repair!
  4. Have your furnace serviced to ensure it’s working efficiently so you can avoid higher fuel bills than necessary.
  5. Check your home’s insulation (e.g., attic, pipes)

If all the prep you’re doing is prompting you to think that a new home is in your future, McGuinn Homes can help. We build throughout the Columbia, South Carolina region. Contact us to learn about our quick move-in homes, new home communities, and floor plans.

Build Anywhere!

Categories: Buying a New Home, Home Buying | Posted: October 18, 2017


Ever wonder what the pros and cons are between building on your lot or building in a community? Here, we’ve covered the top reasons to build on your lot – as well as how to navigate the process.

Why On Your Lot?

We proudly offer an On Your Lot program here at McGuinn, but we also build in great communities around West Columbia. So why do we believe offering an on your lot option is important?

  • It removes limits. When you choose your own lot, you aren’t limited to just what we have available or in the communities we’ve chosen. Been dreaming of a piece of land for years? Buy it! Then let us build your dream home right where you want it. Have your home, your way.
  • It can save you money. By choosing your own lot, you’re also able to pick the perfect price since you’ll be bringing your lot to us. We’ll also customize your price based on the lot – different pieces of land have different build requirements, which will be taken into consideration.
  • It gives you options. We like to think of ourselves as your dream home builder – not just an on your lot builder. We’ll help find the perfect home for your lot, instead of limiting you to choices only available in specific communities.

We believe in providing you, the homeowner, with the right mix of quality and style at an amazing price point. Whether you build in a community or on your own land, you’ll receive an interactive building experience and a dream home you can’t wait to show off.

What Do I Get With an On Your Lot Home?

The answer is simple – you get all the amazing features included in a McGuinn home built in a community! Here are just a few of the items you can expect from one of our homes:

  • It’s designed with the environment in mind, including all the energy efficient features you need and leaving out ones that add no benefit to you
  • Significant savings on utility costs
  • Unparalleled customer service
  • Superior selections in our Design Center
  • Innovative home designs to choose from
  • Competitive pricing
  • And more!

What’s the Process?

Involve us in your journey as early as possible! We want to be there for you every step of the way to guide you to your new home. If you’ve just purchased a lot, or if you’re only beginning to consider purchasing one, set up a consultation meeting to talk through your questions with us.

In that meeting, we’ll get your questions answered as well as get a better idea on how we’ll make your dream home come to life. Once you have your home site, we’ll physically visit the site to assess it and figure out the best building options. That way, we’ll be able to walk you through choosing the best floorplan design and get you a price estimate.

After we’ve gotten all the needed information and provided an estimate, we’ll start getting things finalized. By this point, we’ll have the final price of your home settled. You’ll also have the final plan for your home and have made all your selections in our Design Center. We’re getting ready to sign the contract! We’ll also start discussing financing at this point – keep your eyes out for an upcoming blog post with even more details on that part of the process.

But wait – did you think of something else needing to be tweaked in your plan? No problem! Our Pre-Construction Meeting gives us the opportunity to make plan revisions before we obtain building permits. Once we have this meeting, we’ll “build your home on paper” to eliminate any errors. It’s an extra step, but we go above and beyond to make sure you get a better home and a better home buying experience.

And then we start building! Here are just a few key highlights from the building process:

  • Foundation and framing go in and your new home begins to take shape.
  • System rough-ins are set before drywall goes in – this includes things like plumbing, the heating and cooling systems, wiring, and more.
  • Your personal style begins to come to life as we paint the inside, add trims, and add the exterior finish to your home.
  • We all know the difference is in the details, and here’s where they come out to play. Remember all those items you chose in the Design Center? Here’s where we begin installing them! Everything from cabinets to door hardware goes in at this point.
  • Let there be light! With everything in place, we turn it all on. This includes your heating and cooling, lights, gas, and more.

Once the home is built, we don’t stop there. Each McGuinn home goes through a grueling inspection process to make sure it meets our extremely high standards and delivers our Gold Seal Promise:

  • A Quality inspection by a McGinn inspector
  • A Quality inspection by you, the homeowner
  • Complete verification the home is ready

Once we’ve given your new home the seal approval, we’re ready to close on the home. And just like that, you’ve built a home on your own lot with McGuinn Hybrid Homes!

Learn More

Have more questions, or are you ready to start your own On Your Lot journey? Contact us today! You can also download our brochure by clicking here.